#1
Moving in
Final Walk-Through Inspection
The final walk-through is your last chance to verify agreed repairs and that the seller’s belongings are removed. This usually happens the day before or the day of closing.
Closing
At closing you, the seller, and the closing agent sign the settlement statement and loan documents. You’ll deposit your down payment and closing costs to escrow via certified check or wire transfer. After recording the deed at the County Recorder’s office, ownership transfers and you take possession of the property.
When you are ready to get started, call us at 847.875.9946 or complete this short form and one of our agents will be in touch.
Get In Touch
Tips for buying
Don’t Max Out Your Budget
Approval for a top amount doesn’t mean you should spend it all. Reserve funds for closing costs, taxes, and potential repairs or updates.
Get To Know The Area
Confirm the neighborhood fits your lifestyle—proximity to schools, shopping, and commuting options matters.
Don’t Skip The Inspection
Inspections reveal issues that may not be visible and help you make an informed decision.
Get Pre-Approved
Pre-approval signals to sellers that you’re a serious buyer and strengthens your offer.
Make a List of Deal Breakers
Know what you can live with and what you cannot live without and also those things that can be taken care of with a simple remodel. If you need a 4 bedroom home, don't buy one with 2 that requires a massive addition which can break your budget.
Look At The Age Of Appliances & Other Systems
Some of the most expensive features of a home are Appliances, HVAC, Hot Water Heater, Septic/Well, and Roof. You should pay attention to their age and whether they have required service. You may even be able to get the seller to add a home warranty.
Check For HOA Requirements
Most neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood, and the fees associated with having an HOA. They are usually listed as annual fees.
ONE PARTNER FOR ALL YOUR REAL ESTATE NEEDS
Find out how much your mortgage will be
Resources For Lake County Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
Concierge Real Estate LLC
Areas We Serve
- Lake County
- Lake Villa
- Lindenhurst
- Gurnee
- Grayslake
- Round Lake
- Fox Lake
- Ingleside
- Zion
- Vernon Hills
- Libertyville